Get Excited About Your New Car!
Buy or Refinance your next Auto loan with PHCU and we will make your 1st payment*.
Rate starting as low as 2.29% APR and terms up to 84 months.
**Tax Refund Time... use a portion of your tax refund towards a down payment to get lower monthly payment and get a great rate!
*APR = Annual Percentage Rate. Minimum loan amount is $10,000. Payment example: on a $20,000 auto at 2.29% APR for 35 months your payment would be $591.31/month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. PHCU will make the first monthly payment up to $300 per financed loan. Interest will start to accrue from the date of loan disbursement and will be repaid over the loan term. ($300) 1st monthly payment incentive will be deposited into your PHCU savings account within thirty (30) business days of the loan funding. Loan must remain at PHCU for a minimum of 180 days or rebate amount will be added to the loan upon payoff. No other offers/discounts apply, including rate discounts or cash offers. Offer valid only on new money vehicle loans or refinances from another financial institution. Existing PHCU loans are excluded from this promotion. Conditions and terms are valid through March 31st, 2021. Vehicles must be 2013 or newer and less than 100,000 miles. Rates and promotion can change without notice. Rates are subject to creditworthiness and credit approval. Terms and conditions are subject to change without notice. You may receive a 1099-MISC at year-end for tax purposes. Floor rate 2.29% APR
