The PHCU Auto Advantage
Buying a car can be an exciting, but often stressful. So when you're ready for that new or used car, contact Palmetto Health Credit Union first. We make car buying and refinancing easy!
When you use our Auto Advantage program, you get the benefit of competitive rates and turn-key services, plus we can help you locate, finance, and insure your dream car.
To apply for a loan or get pre-approved simply apply online, on your mobile device, download our express loan application, or call the Credit Union at 803-978-2101 option 5.
APPLY FOR A CAR, BOAT, RV, MOTORCYCLE OR ATV LOAN NOW
PHCU's Auto Advantage Dealers and Products:
Free Online Car Shopping Site
As a PHCU member, you have access to a FREE ONLINE CAR SHOPPING resource where you can browse through local dealer inventory or more than 4 million vehicles nationwide!
You can search for your next vehicle by make, model, location, payment amount, and even apply for PHCU financing, all on one website from the comfort and safety of your home. You'll also have access to Free CarFax, Kelly Blue Book Price Advisor, and more!
START SEARCHING for your next car today!
Enterprise Car Sales
If you're in the market for a used car, call (803) 978-2101 or (888) 978-2101 or apply on-line to get pre-approved today! Then, visit Enterprise Car Sales, where you'll receive the same world-class personal service you've come to expect from Palmetto Health Credit Union.
Enterprise hand-selects great cars, backs them with one of the industry's best used car warranties, then offers them at great prices. With more than 250 makes and models of quality, low-mileage certified used vehicles, you're sure to find the one that's just right for you. And, you'll never have to haggle about prices.
You can preview their great selection of quality used vehicles online.
Debt Protection
Safeguard against the unexpected. Your family means everything to you. And if the unexpected happens, you don't want an emotionally trying situation to be compounded by financial worry.
That's why we offer Debt Protection, which may cancel your loan balance or payments in the event of involuntary unemployment, disability, or death. Learn More about Debt Protection.
.
Mechanical Repair Coverage
Members save an average of 25% on mechanical repair coverage with this exclusive member benefit from Palmetto Health Credit Union powered by ForeverCar.* Not only will you save money on unexpected covered repairs, you could be eligible for the best monthly rate for mechanical repair coverage on the market!
Mechanical Repair Coverage is exclusively for PHCU members. For more information or a quote call 803-978-2101 to speak to a Loan Officer or for an online quote click on Mechanical Repair Coverage.
TruStage Insurance Products
We are pleased to offer TruStage auto insurance products, which are available at discounted rates only to credit union members like you. Today, more than 14 million members rely on TruStage for their products, programs, services, expertise and experience.
For more information on their products or to receive a quote, please call 855-483-2149 or visit the TruStage Insurance website.
Free Carfax Report
Help protect yourself from salvage, total loss, structural damage, lemon, and flood vehicles with a CARFAX report. When you finance a used auto with PHCU, please ask for a FREE copy of the Carfax report which also checks for major accidents, fire or flood damage, odometer rollbacks and more.
For more information on Carfax, please visit their website or call the Credit Union at 803-978-2101 or 888-978-2101.
