Current Rates

Current Rates

Get the most current rates for all of your accounts. 

Money Management Checking

$2,500 - $4,999

0.05% APY

$5,000 - $9,999

0.30% APY

$10,000 - $24,999

0.35% APY

$25,000 - $99,999

0.45% APY

$100,000+

0.45% APY

Pays Dividend Monthly. Rates subject to change without notice.


Savings Rates

Current APY

0.15% 

Dividend Rate

0.15%

$100 Minimum Balance Required. Pays Dividend Quarterly. Rates subject to change without notice.


Club Accounts

Current APY

0.15% 

Dividend Rate

0.15% 

Pays Dividend Quarterly. Rates subject to change without notice.
$5.00 fee for early or excessive withdrawal


Share Certificates

Term

Rate

APY

IRA & +25k Rate

IRA & +25k APY

+50k Rate

+50k APY

36 Month

2.45%

2.47%

2.50%

2.52%

2.50%

2.52%

24 Month

2.50%

2.52%

2.65%

2.67%

2.65%

2.67%

18 Month

4.05%

4.11%

4.10%

4.16%

4.10%

4.16%

12 Month

4.15%

4.21%

4.20%

4.26%

4.20%

4.26%

6 Month

4.20%

4.27%

4.25%

4.32%

4.25%

4.32%

3 Month

1.00%

1.00%

1.00%

1.00%

1.25%

1.26%

APY= Annual Percentage Yield; APR=Annual Percentage Rate.
May incur penalty for early withdrawal.
Dividends on certificates with a one-year or greater maturity are compounded and paid quarterly. Dividends on certificates with less than a one year maturity are paid at maturity.
All IRA certificates receive the +$25,000 dividend rate. Rates subject to change without notice.


IRA Flex Accounts*

Current APY

0.15% 

Dividend Rate

0.15% 

Pays Dividend Quarterly. Rates subject to change without notice.  *IRA Certificate rates are located on the Certificates rate page.

Health Savings Accounts

Current APY

0.10% 

Dividend Rate

0.10% 

Pays Dividend Monthly. Rates subject to change without notice.


Loan Rates

Loan Type

Term

APR

New or Used Car/Truck/Van*

Up to 84 Months

4.49%-17.99% APR

Personal with Collateral Auto**

Up to 60 Months

5.99%- 17.99% APR

Personal with Collateral Boats, Motorcycles & RVs **

Up to 84 Months

6.99%- 17.99% APR

New or Used Boat

Up to 120 Months

6.14%-17.99% APR

New or Used Motorcycle

Up to 84 Months

6.14%-17.99% APR

New or Used RV

Up to 120 Months

6.14%-17.99% APR

Personal Loan or
Line of Credit

Up to 60 Months

8.49%-17.99% APR

Home Equity

Contact your loan officer for information

Rates as low as prime with a floor rate of 4% APR.
Borrow up to 80% of the Appraised Value of Home.

APR=Annual Percentage rate. Rates are subject to change without notice.

*Vehicles 7 model years and newer with less than 85,000 miles.

**Vehicles 8 model years and older with more than 85,000 miles.

 

View Current Rate and Fee Schedule