Summer Sunsets in your New Car!
Get 1% Cash Back and NO Payments for 90 days* when you Finance or Refinance with PHCU!
Rates starting as low as 2.29% APR and terms up to 84 months.
APPLY NOW
Not sure where to begin your new vehicle search? Check out our Auto Advantage page, there you will find information for all your car buying needs.
*APR = Annual Percentage Rate. Minimum loan amount is $10,000. Payment example: on a $20,000 auto at 2.29% APR for 35 months your payment would be $591.31/month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply"No Payments for 90 Days” offer is available with credit score of 640 or higher. Interest will start to accrue from the date of loan disbursement and will be repaid over the loan term. 1% Cash back incentive will be deposited into your PHCU savings account within thirty (30) business days of the loan funding. Loan must remain at PHCU for a minimum of 180 days or rebate amount will be added to the loan upon payoff. No other offers/discounts apply, including rate discounts or cash offers. Maximum cash back of $300 per financed loan. Offer valid only on new money vehicle loans or refinances from another financial institution. Existing PHCU loans are excluded from this promotion. Conditions and terms are valid through August 31st, 2021. Vehicles must be 7 years old or newer and less than 85,000 miles for 1% cash back and no payment for 90 days promotion. Rates and promotion can change without notice. Rates are subject to creditworthiness and credit approval. Terms and conditions are subject to change without notice. You may receive a 1099-MISC at year-end for tax purposes. Floor rate 2.29% APR
