1% Cash Back Promotion

Spring Forward with 1% Cash Back!

 

Great News- Promotion Extended Through May 31st! If you want to save money and put some cash in your pockets, just move your car loan(s) to PHCU, or finance a new or pre-owned vehicle with us before May 31st, and you'll receive 1% CASH BACK*, up to $300/vehicle!

 

APPLY NOW

 

And, if you're in the market for a new or pre-owned vehicle, we can help you locate a car through one of these two great options!

 

  • FREE ONLINE CAR SHOPPER- the nation's leading online auto shopping website for credit union members, where you can view more than 4 million vehicles nationwide as well as local dealer inventory.

    The website allows you to search for your next vehicle by make, model, location or payment amount, and you can even apply for PHCU financing- all on one website from the comfort and safety of your home.

    You'll also have access to Free CarFax, Kelly Blue Book Price Advisor, and more. Visit their website and start searching for your dream car today!
  • THE AUTOMOTIVE ADVISOR is a free, full service car shopping company that specializes in finding and delivering to you new and pre-owned vehicles. They have been in business in the midlands for more than 20 years, with most of their new business coming from referrals from other satisfied customers. When you want the car, but not the car buying hassle, contact The Automotive Advisor by calling 803-832-2250.


  *Minimum loan amount is $10,000. APR=Annual Percentage Rate. Payment example: on a $20,000 auto loan at 3.99% APR for 35 months your payment would be $606.27/month. Interest rates range from 3.99%-17.99% APR. Rates are subject to creditworthiness and credit approval. Maximum loan-to-value limits apply. 1% Cash back incentive will be deposited into your PHCU savings account within thirty (30) business days of the loan funding. Maximum cash back of $300 per financed loan. Loan must remain at PHCU for a minimum of 180 days or rebate amount will be added back to the loan upon payoff. Vehicles must be 7 years old or newer with less than 85,000 miles to qualify for 1% cash back promotion. Rates, terms and conditions of promotion are subject to change without notice. No other offers/discounts apply. Offer valid only on new money vehicle loans or refinances from another financial institution. Existing PHCU loans are excluded from this promotion. Loan must be closed by May 31, 2023 to qualify for promotional deposit.