Interbank Transfers

Bank to Bank Transfers

With Curis Financial's Interbank Transfers, you can now move money between your Curis Financial deposit accounts and your accounts at other U.S. financial institutions*, thus providing you with greater flexibility, convenience and control over your money.

Features

  • Funds are generally received the following business day as long the transfer is submitted before 3pm and Curis Financial is open for business on the day the transfer was submitted.
  • A $1 fee will be assessed per transfer (This fee is added to the transfer amount of the debiting account. For example, if you are sending $150.00 from Curis Financial to ABC Bank, Curis Financial will have a withdrawal of $151.00 and ABC Bank will have a deposit of $150.00.)
  • Transfers can be made from a computer through Online Banking
  • Send up to 3 transfers totaling up to $3,000 per day from your Curis account
  • Receive up to 3 transfers totaling up to $3,000 per day into your Curis account
  • You may even set up recurring or future dated transfers! These transfers will count towards your totals on the date that the transfer is scheduled to occur.

Get Started

To request Curis Financial's Interbank Transfer service* please:

  • call Curis at 803-978-2101 option 5; or
  • visit a branch; or
  • send us a secure message through the online message board, located within Online Banking

Once you have been approved for Interbank Transfers, a new tab will appear in the sub-menu of Online Banking titled 'Interbank Transfers'. Click on this tab and select Enroll to get started.

Link your Accounts

To set up transfers between your financial institutions, you'll first need to link the two accounts, which can take up to a week or so. Here's how you do it:

  • Once you have been approved for this service, click on the Interbank Transfer tab located on the home page within Online Banking, and select Enroll.
  • Provide the other financial institution's routing number, account number, and account type.
  • Create a name for that account. (For example- John's Bank of America checking acct.)
  • Verify that you own the other account. After you have submitted the information above, your other account will be credited with a random small amount within one to two business days. Once you see the credit appear in that other account, log back into Curis Financial's Online Banking, select the 'Enrolled Accounts' tab and key in the amount of the credit without using decimal points or dollar signs. For example, if $0.21  is deposited into your other account, you will enter 21 in the Verification Amount field. You will have 10 calendar days to complete this process.

Once your accounts are linked, you'll be able to move money between the two financial institutions. The enrollment process may take up to a week to complete, so make sure you create the link before you need to send money.

*Please note: Accounts must qualify for this service. Curis Financial reserves the right to apply lower limits or deny service.